Fixed rate rollover
you refix your home loan with us!
re-fix my home loan
You can book in a new fixed rate up to 60 days before the end of your current fixed term with Lendi Financial. In case interest rates change after you book in your new fixed term, you can choose to rate lock. This will give you peace of mind that this is the fixed rate you'll get during your next term. If you don't choose to take a rate lock, your rate is subject to change in line with the cost of borrowing for the banks.
Benefits of refixing your loan with us:
We provide a comprehensive financial health check tailored to your unique situation.
Based on your deposits, savings, and income, we can explore options to help you:
* Restructure your loan to save on interest.* Refinance for better terms.* Top up for additional needs.* Develop strategies to pay off your mortgage faster.
This approach ensures you get the most value out of your loan. Let us help you achieve your financial goals!Would you like any further tweaks to this?
floating rate
If you don't do anything before your fixed term ends, you will automatically roll onto Floating interest rate. This gives you the flexibility to pay lump sums off your loan or increase your regular payments whenever you want