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Review your fixed home loan before rollover. Explore competitive options with LENDI New Zealand.

Refix Your Home Loan – Lock In a Better Rate with Lendi Financial ✅

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re-fix my home loan

You can book in a new fixed rate up to 60 days before the end of your current fixed term with Lendi Financial. In case interest rates change after you book in your new fixed term, you can choose to rate lock. This will give you peace of mind that this is the fixed rate you'll get during your next term. If you don't choose to take a rate lock, your rate is subject to change in line with the cost of borrowing for the banks.

Benefits of refixing your loan with us:

At Lendi Financial, we give you a full financial health check tailored to your goals. Based on your deposits, savings, and income, we’ll help you: - Restructure your loan to reduce interest and improve flexibility. - Refinance for better rates or cashback offers. - Top up your loan to access extra funds when needed. - Plan smarter repayments to become mortgage-free faster. Our personalised approach ensures your home loan works harder for you — helping you save more and reach your financial goals sooner.
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floating rate

If you don't do anything before your fixed term ends, you will automatically roll onto Floating interest rate. This gives you the flexibility to pay lump sums off your loan or increase your regular payments whenever you want
Get Your Fixed Rate Reviewed Today
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