One-stop solution for home loans, business loans, personal loans, asset finance, and insurance.
💬 Ask Lendi
  • Home
  • Our Services
    • HOME LOANS
    • INSURANCES
    • KIWISAVER & Managed Fund
    • BUSINESS LOANS
    • PERSONAL LOANS
    • ASSET FINANCE - CAR LOANS
    • FIXED RATE ROLL OVER
  • About us
    • About
    • Our Disclosure
    • What our clients say
    • BECOME A REFERRAL PARTNER
    • Independent Partners
    • Contact Us
  • Calculators
  • Blog
Apply Now
Lendi Financial is a New Zealand–owned mortgage and financial advisory business that helps Kiwis buy homes & refinance their loans.
Click here for help!

About Lendi Financial Trusted Mortgage Adviser

Founded by Kam Azami (FSP1006435), Lendi Financial Limited (FSP1006898) is licensed under New Zealand’s Financial Markets Authority (FMA). Kam has years of experience helping clients secure the right loan structure and financial strategy tailored to their goals.
Lendi Financial is based in Auckland, New Zealand, and provides mortgage and financial advice services nationwide — including Wellington, Christchurch, and Hamilton. Our advisers work online with clients across the country, helping Kiwis access home loans, refinancing, and financial advice wherever they are.
Founded in 2023, Lendi Financial is a digital-first mortgage and financial service designed to make borrowing easy, secure, and stress-free. Our online system lets you apply in minutes, store your details safely, and reduce paperwork at every step.
💡 Our service is free for main bank home loans. We believe getting the right loan shouldn’t cost you extra. That’s why we don’t charge fees for home loans through the main banks — we’re paid by the lender once your loan is approved. For non-bank or specialist lending, a small fee may apply, and we’ll always be upfront about it before you proceed.
We combine smart technology with personal advice and real-time property insights, helping you make confident, informed decisions every step of the way.
And our support doesn’t end when your loan settles. We stay with you long-term — reviewing your mortgage regularly, helping restructure when needed, and keeping you updated on new rates and offers so you always stay ahead. Lendi Financial Limited is a registered Financial Advice Provider (FSP1006898) regulated by the Financial Markets Authority (FMA). You can view our full disclosure and privacy policies on our website Banks & Lenders We Work With
Main Banks:ANZ • Westpac • BNZ • ASB • Kiwibank • TSB • The Co-operative Bank • SBS Bank
Non-Bank & Specialist Lenders:Avanti Finance • Basecorp Finance • Pepper Money • Liberty Finance • Cressida Capital • General Finance • ASAP Finance Ltd • Bizcap • Lending People • Unity • Funding Partners • First Mortgage Trust • Plus Finance • Vincent Capital • Prospa • GEM Finance (Personal Loans) Languages We SpeakEnglish • Farsi (Persian) • Russian • Punjabi • Hindi Please note: Lendi Financial is an independent, New Zealand-owned and operated financial advisory firm. We are dedicated to serving our community across NZ. We are not affiliated with the Australian-based Lendi Group (lendi.com.au)
Get in touch

And while simplifying mortgages is at our core, we also offer a full range of financial solutions:


  • Home loans Construction loans Refinancing Investment property loans SECOND MORTGAGE OR CAVEAT PROPERTY DEVELOPMENT FINANCE Reverse Mortgages refix your home loan


  • Life & trauma cover Health insurance Mortgage protection insurance Income protection


  • Business Line of Credit Unsecured business lending Business loans Commercial lending Asset (Vehicle ) finance


  • KiwiSaver Wealth management DIY investing


  • House insurance Contents insurance Car insurance Boat Insurance Pet Insurance Business Insurance

Your One-Stop Financial Solution for Mortgages, Insurance & More
TESTIMONIALS

OUR core Values

Empowering Dreams
Transparency & Integrity
Supporting Our Community

Benefit of having a Mortgage Broker

Access to Multiple Lenders with Lendi Financial:
Compare rates and terms from various institutions, potentially finding a better deal.
Expertise and Guidance with Lendi Financial:
Navigate the complex mortgage process and choose the best loan option.
Streamlined Application Process with Lendi Financial:
Save time and effort with paperwork and communication with lenders.
Competitive Rates with Lendi Financial:
Potentially secure a lower interest rate through broker negotiation and exclusive deals.
Advocacy and Support with Lendi Financial:
Receive guidance and ensure you understand the loan terms before committing.
Long-Term Client Relationships
Building lasting relationships for a lifetime of financial success.

Supporting Starship with Every Deal

At Lendi Financial, lending goes beyond loans—it’s about making a difference. With every loan processed, we proudly support the Starship Foundation, helping deliver world-class healthcare to Kiwi kids. Together, we’re funding vital research, life-saving programs, and New Zealand’s only Paediatric Intensive Care Unit. Let’s lend a hand and a heart for a brighter future.

Meet the team

Kam Azami

Managing Director & Mortgage Adviser English • Persian speaking adviser
As Managing Director and Mortgage Adviser at LENDI Financial, I bring 15 years of experience in simplifying mortgages and helping people achieve their property dreams. I’m passionate about delivering tailored financial solutions with integrity, transparency, and exceptional service. Whether it’s your first home, an investment, or refinancing, I’m here to make the process smooth and successful. Outside of work, I’m a proud dad, coffee lover, and fan of exploring the outdoors. Let’s turn your property goals into reality!

Josh Stirling

Insurance Adviser English speaking Adviser
Josh brings years of financial services experience to LENDI, specialising in personalised insurance solutions. From life and health cover to income protection, he’s here to help you safeguard what matters most—simply and confidently
Connect now!

Varun Dixit

Mortgage Adviser English • Hindi • Punjabi speaking adviser
Varun brings 15+ years of leadership in operations and strategy, with strong ties across NZ’s retail and business sectors. His people-first approach helps Lendi clients enjoy a smooth, accurate, and personalised mortgage journey — from start to settlement
Connect now!
Expert mortgage advice across Auckland, helping you buy, build, or refinance with confidence.
Contact us
Career
Privacy policy & security
Our Disclosure
Complaints

FAQ

Smart Home Loans and Financial Solutions across New Zealand

We use cookies to enable essential functionality on our website, and analyze website traffic. By clicking Accept you consent to our use of cookies. Read about how we use cookies.

Your Cookie Settings

We use cookies to enable essential functionality on our website, and analyze website traffic. Read about how we use cookies.

Cookie Categories
Essential

These cookies are strictly necessary to provide you with services available through our websites. You cannot refuse these cookies without impacting how our websites function. You can block or delete them by changing your browser settings, as described under the heading "Managing cookies" in the Privacy and Cookies Policy.

Analytics

These cookies collect information that is used in aggregate form to help us understand how our websites are being used or how effective our marketing campaigns are.